Bank Statement Descriptor
CREDIT KARMAFraudulent Bank Statement Charge — Potential Scam / Identity Theft
$0
1
Potential Scam / Identity Theft
3 days ago
What is this charge?
No direct fraudulent descriptors found. Credit Karma is typically free, but unauthorized accounts or identity theft could lead to unusual activity.
How much does CREDIT KARMA charge?
The typical charge amount for "CREDIT KARMA" is $0. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.
Is CREDIT KARMA a scam?
"CREDIT KARMA" has been reported in our database. While the threat level (40/100) is lower, we recommend verifying any unrecognized charge.
What to do if you see CREDIT KARMA on your statement
- Freeze your card immediately — Contact your bank to block further unauthorized charges.
- Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
- File an FTC report — Report at reportfraud.ftc.gov to create an official record.
Do NOT pay this charge
If you see CREDIT KARMA on your statement and did not authorize it, contact your bank immediately to dispute it. Do not attempt to contact the merchant directly.
How to Dispute This Charge
- 1
Gather evidence
Take a screenshot of the charge on your statement showing "CREDIT KARMA", the date, and amount. Save it as a PDF if possible.
- 2
Contact your bank immediately
Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.
- 3
Use dispute reason: "Unauthorized charge"
State clearly that you did not authorize this charge and have no relationship with this merchant.
- 4
File a complaint with the CFPB
Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.
- 5
Follow up in writing
Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.
Frequently Asked Questions
- What is "CREDIT KARMA" on my bank statement?
- No direct fraudulent descriptors found. Credit Karma is typically free, but unauthorized accounts or identity theft could lead to unusual activity.
- Is "CREDIT KARMA" a scam?
- Yes. "CREDIT KARMA" is classified as a Potential Scam / Identity Theft with a threat level of 40/100 in the TitanAlert database. It has been reported by 1 consumer and is considered low severity.
- How much does "CREDIT KARMA" typically charge?
- The typical charge amount for "CREDIT KARMA" is $0. However, amounts may vary. Always check your full statement history for multiple charges.
- How do I stop "CREDIT KARMA" from charging me again?
- To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.
How many people have reported CREDIT KARMA?
1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.
Were you charged by CREDIT KARMA?
Your report helps protect other consumers. Share your experience — amount, date, and resolution.
Scam category: Potential Scam / Identity Theft
This charge is categorized as Potential Scam / Identity Theft. See national FTC & BBB statistics for this scam type:
View Potential Scam / Identity Theft statistics & how to avoid →Related Fraudulent Descriptors
Other potential scam / identity theft descriptors in our database
FamePay.com
⚠️Test charge, potential card compromise
A small $4.99 charge from FamePay.com is often a test charge by criminals to verify if a credit card is active before making larger fraudulent purchases.
OMNYPYG*
⚠️Unrecognized/Potential Fraud
Unrecognized charge descriptor reported by users, likely indicating a fraudulent or highly obscure transaction.
MBFS.COM DES:AUTO PAY ID:XXXXX29860 INDN:JOHN DOE
⚠️Unauthorized auto-pay, potential identity theft
A generic descriptor for unauthorized auto-pay charges, potentially linked to Vivint through deceptive sales practices or identity theft, where a credit card is opened without consent.