MBFS.COM DES:AUTO PAY ID:XXXXX29860 INDN:JOHN DOEFraudulent Bank Statement Charge — Unauthorized auto-pay, potential identity theft

What to do if you see MBFS.COM DES:AUTO PAY ID:XXXXX29860 INDN:JOHN DOE on your statement

1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

1. 1

   Gather evidence

   Take a screenshot of the charge on your statement showing "MBFS.COM DES:AUTO PAY ID:XXXXX29860 INDN:JOHN DOE", the date, and amount. Save it as a PDF if possible.

2. 2

   Contact your bank immediately

   Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

3. 3

   Use dispute reason: "Unauthorized charge"

   State clearly that you did not authorize this charge and have no relationship with this merchant.

4. 4

   File a complaint with the CFPB

   Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.

5. 5

   Follow up in writing

   Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Frequently Asked Questions

What is "MBFS.COM DES:AUTO PAY ID:XXXXX29860 INDN:JOHN DOE" on my bank statement?

A generic descriptor for unauthorized auto-pay charges, potentially linked to Vivint through deceptive sales practices or identity theft, where a credit card is opened without consent.

Is "MBFS.COM DES:AUTO PAY ID:XXXXX29860 INDN:JOHN DOE" a scam?

"MBFS.COM DES:AUTO PAY ID:XXXXX29860 INDN:JOHN DOE" is highly suspicious. Our database rates it 80/100 for fraud risk. Multiple consumers have reported unauthorized charges.

How much does "MBFS.COM DES:AUTO PAY ID:XXXXX29860 INDN:JOHN DOE" typically charge?

The charge amount for "MBFS.COM DES:AUTO PAY ID:XXXXX29860 INDN:JOHN DOE" varies. Victims have reported different amounts. Check your statement history for recurring charges.

How do I stop "MBFS.COM DES:AUTO PAY ID:XXXXX29860 INDN:JOHN DOE" from charging me again?

To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported MBFS.COM DES:AUTO PAY ID:XXXXX29860 INDN:JOHN DOE?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Scam category: Unauthorized auto-pay, potential identity theft

This charge is categorized as Unauthorized auto-pay, potential identity theft. See national FTC & BBB statistics for this scam type: