Is this text message a scam?

Yes. TitanAlert documents this as a Insurance Scam smishing message. Do not tap links; forward to 7726 (SPAM).

What if I already clicked the link?

Disconnect from the site, change passwords for affected accounts, monitor bank statements, and report at reportfraud.ftc.gov.

Back to Smishing Database

⚠ Verified Scam Text Message

Do not click any links in this message. Forward to 7726 (SPAM) to report to your carrier.

Why this text is dangerous

This text is a documented Insurance Scam smishing pattern. Smishing (SMS phishing) uses short urgent texts with malicious links. Carriers cannot block every sender, so treat unexpected texts as suspicious even if they look official.

Scam SMS Text

Insurance Scam

[NAME], your homeowner's insurance claim of $[AMOUNT] has been approved. To receive your payment, please verify your banking information: [LINK]

Embedded Link (DO NOT VISIT)

homeowner-claim-pay.com

Sender Number

Unknown

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What To Do

1.Do not click the link in the message.
2.Forward the text to 7726 (SPAM) — works on all US carriers.
3.Block the sender number.
4.Report to the FTC at reportfraud.ftc.gov.
5.If you clicked the link, change passwords and monitor accounts for unauthorized activity.

All SMS Scams Report a Charge