Bank Statement Descriptor

Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHERFraudulent Bank Statement Charge — Unauthorized ACH Withdrawal

HIGH — 85/100
Typical Amount

$247.00

Community Reports

1

Scam Type

Unauthorized ACH Withdrawal

Last Reported

1 months ago

What is this charge?

An unauthorized ACH withdrawal appearing on bank statements with a detailed PayPal descriptor, often linked to an unknown individual, making it difficult to dispute if reported late.

How much does Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER charge?

The typical charge amount for "Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER" is $247.00. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.

Is Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER a scam?

Yes, "Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER" is almost certainly fraudulent. With a threat level of 85/100, this charge has been confirmed as a scam by multiple consumer reports.

What to do if you see Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER on your statement

  1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
  2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
  3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

  1. 1

    Gather evidence

    Take a screenshot of the charge on your statement showing "Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER", the date, and amount. Save it as a PDF if possible.

  2. 2

    Contact your bank immediately

    Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

  3. 3

    Use dispute reason: "Unauthorized charge"

    State clearly that you did not authorize this charge and have no relationship with this merchant.

  4. 4

    File a complaint with the CFPB

    Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.

  5. 5

    Follow up in writing

    Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Report to FTC

reportfraud.ftc.gov

CFPB Complaint

consumerfinance.gov

IC3 (FBI)

ic3.gov

Frequently Asked Questions

What is "Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER" on my bank statement?
An unauthorized ACH withdrawal appearing on bank statements with a detailed PayPal descriptor, often linked to an unknown individual, making it difficult to dispute if reported late.
Is "Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER" a scam?
Yes, "Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER" is almost certainly fraudulent. With a threat level of 85/100, this charge has been confirmed as a scam by multiple consumer reports.
How much does "Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER" typically charge?
The typical charge amount for "Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER" is $247.00. However, amounts may vary. Always check your full statement history for multiple charges.
How do I stop "Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER" from charging me again?
To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Were you charged by Withdrawal ACH PAYPAL TYPE: INST XFER ID: PAYPALSI77 CO: PAYPAL NAME: MICHELLE HATCHER?

Your report helps protect other consumers. Share your experience — amount, date, and resolution.

Report This Charge

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