Bank Statement Descriptor
Top 3 HealthFraudulent Bank Statement Charge — Unauthorized online purchase/hidden subscription
$150
1
Unauthorized online purchase/hidden subscription
Today
What is this charge?
Unexpected charges from 'Top 3 Health' after an online purchase, with no email confirmation or contact information.
How much does Top 3 Health charge?
The typical charge amount for "Top 3 Health" is $150. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.
Is Top 3 Health a scam?
Yes, "Top 3 Health" is almost certainly fraudulent. With a threat level of 85/100, this charge has been confirmed as a scam by multiple consumer reports.
What to do if you see Top 3 Health on your statement
- Freeze your card immediately — Contact your bank to block further unauthorized charges.
- Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
- File an FTC report — Report at reportfraud.ftc.gov to create an official record.
Do NOT pay this charge
If you see Top 3 Health on your statement and did not authorize it, contact your bank immediately to dispute it. Do not attempt to contact the merchant directly.
How to Dispute This Charge
- 1
Gather evidence
Take a screenshot of the charge on your statement showing "Top 3 Health", the date, and amount. Save it as a PDF if possible.
- 2
Contact your bank immediately
Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.
- 3
Use dispute reason: "Unauthorized recurring charge"
Tell your bank you never authorized a subscription. This is covered under Regulation E (debit cards) or the Fair Credit Billing Act (credit cards).
- 4
Cancel at the source
Search your email inbox for any confirmation from this merchant and cancel any linked account. Screenshot the cancellation confirmation.
- 5
Follow up in writing
Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.
Frequently Asked Questions
- What is "Top 3 Health" on my bank statement?
- Unexpected charges from 'Top 3 Health' after an online purchase, with no email confirmation or contact information.
- Is "Top 3 Health" a scam?
- Yes. "Top 3 Health" is classified as a Unauthorized online purchase/hidden subscription with a threat level of 85/100 in the TitanAlert database. It has been reported by 1 consumer and is considered high severity.
- How much does "Top 3 Health" typically charge?
- The typical charge amount for "Top 3 Health" is $150. However, amounts may vary. Always check your full statement history for multiple charges.
- How do I stop "Top 3 Health" from charging me again?
- To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.
How many people have reported Top 3 Health?
1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.
Were you charged by Top 3 Health?
Your report helps protect other consumers. Share your experience — amount, date, and resolution.
Related Fraudulent Descriptors
Other unauthorized online purchase/hidden subscription descriptors in our database
DIVORCE PDF
⚠️Unauthorized charge with changing descriptor
A descriptor used for unauthorized charges, potentially after an initial low-cost service, making it difficult for users to identify the source of the charges.
GOOGLE *GOOGLE STORE G.CO/HELPPAY# NS
⚠️Fraudulent charge/Unauthorized use of card details
A large fraudulent charge of $918.65 CAD with the descriptor "GOOGLE *GOOGLE STORE G.CO/HELPPAY# NS" indicates a significant unauthorized transaction, likely due to compromised card details being used for fraudulent purchases.
APPLE.COMBILL,IE
⚠️Unauthorized charges, fraudulent transactions
A highly suspicious descriptor, likely a spoofed version of "apple.com/bill", used for fraudulent transactions with immediate deductions and no purchase confirmation.