Bank Statement Descriptor

TITLE SVC CHARGEFraudulent Bank Statement Charge — Unauthorized title service charge

HIGH85/100
Typical Amount

$250.00

Community Reports

1

Scam Type

Unauthorized title service charge

Last Reported

Yesterday

What is this charge?

An unexpected charge for title services, often associated with title fraud or unauthorized property transfers.

How much does TITLE SVC CHARGE charge?

The typical charge amount for "TITLE SVC CHARGE" is $250.00. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.

Is TITLE SVC CHARGE a scam?

Yes, "TITLE SVC CHARGE" is almost certainly fraudulent. With a threat level of 85/100, this charge has been confirmed as a scam by multiple consumer reports.

What to do if you see TITLE SVC CHARGE on your statement

  1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
  2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
  3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

  1. 1

    Gather evidence

    Take a screenshot of the charge on your statement showing "TITLE SVC CHARGE", the date, and amount. Save it as a PDF if possible.

  2. 2

    Contact your bank immediately

    Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

  3. 3

    Use dispute reason: "Unauthorized charge"

    State clearly that you did not authorize this charge and have no relationship with this merchant.

  4. 4

    File a complaint with the CFPB

    Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.

  5. 5

    Follow up in writing

    Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Frequently Asked Questions

What is "TITLE SVC CHARGE" on my bank statement?
An unexpected charge for title services, often associated with title fraud or unauthorized property transfers.
Is "TITLE SVC CHARGE" a scam?
Yes. "TITLE SVC CHARGE" is classified as a Unauthorized title service charge with a threat level of 85/100 in the TitanAlert database. It has been reported by 1 consumer and is considered high severity.
How much does "TITLE SVC CHARGE" typically charge?
The typical charge amount for "TITLE SVC CHARGE" is $250.00. However, amounts may vary. Always check your full statement history for multiple charges.
How do I stop "TITLE SVC CHARGE" from charging me again?
To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported TITLE SVC CHARGE?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Were you charged by TITLE SVC CHARGE?

Your report helps protect other consumers. Share your experience — amount, date, and resolution.

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