How do I dispute a "TITLE INSUR SVC" charge?

Contact your bank immediately and request a chargeback. Provide evidence of the unauthorized charge and use the dispute reason "Unauthorized charge" or "Fraud". File a report with the FTC at reportfraud.ftc.gov.

Bank Statement Descriptor

TITLE INSUR SVCFraudulent Bank Statement Charge — Bogus Title Insurance Service

HIGH — 86/100

Typical Amount

$700.00

Community Reports

Scam Type

Bogus Title Insurance Service

Last Reported

Today

What is this charge?

A charge for title insurance that is either fake or from a non-existent provider.

How much does TITLE INSUR SVC charge?

The typical charge amount for "TITLE INSUR SVC" is $700.00. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.

Is TITLE INSUR SVC a scam?

Yes, "TITLE INSUR SVC" is almost certainly fraudulent. With a threat level of 86/100, this charge has been confirmed as a scam by multiple consumer reports.

What to do if you see TITLE INSUR SVC on your statement

Freeze your card immediately — Contact your bank to block further unauthorized charges.
Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
File an FTC report — Report at reportfraud.ftc.gov to create an official record.

Do NOT pay this charge

If you see TITLE INSUR SVC on your statement and did not authorize it, contact your bank immediately to dispute it. Do not attempt to contact the merchant directly.

How to Dispute This Charge

1
Gather evidence
Take a screenshot of the charge on your statement showing "TITLE INSUR SVC", the date, and amount. Save it as a PDF if possible.
2
Contact your bank immediately
Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.
3
Use dispute reason: "Unauthorized charge"
State clearly that you did not authorize this charge and have no relationship with this merchant.
4
File a complaint with the CFPB
Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.
5
Follow up in writing
Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Report to FTC

reportfraud.ftc.gov

CFPB Complaint

consumerfinance.gov

IC3 (FBI)

ic3.gov

Frequently Asked Questions

What is "TITLE INSUR SVC" on my bank statement?: A charge for title insurance that is either fake or from a non-existent provider.
Is "TITLE INSUR SVC" a scam?: Yes. "TITLE INSUR SVC" is classified as a Bogus Title Insurance Service with a threat level of 86/100 in the TitanAlert database. It has been reported by 1 consumer and is considered high severity.
How much does "TITLE INSUR SVC" typically charge?: The typical charge amount for "TITLE INSUR SVC" is $700.00. However, amounts may vary. Always check your full statement history for multiple charges.
How do I stop "TITLE INSUR SVC" from charging me again?: To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.