SPOTIFY USA NEW YORK NYFraudulent Bank Statement Charge — Unauthorized Spotify subscription

What to do if you see SPOTIFY USA NEW YORK NY on your statement

1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

1. 1

   Gather evidence

   Take a screenshot of the charge on your statement showing "SPOTIFY USA NEW YORK NY", the date, and amount. Save it as a PDF if possible.

2. 2

   Contact your bank immediately

   Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

3. 3

   Use dispute reason: "Unauthorized recurring charge"

   Tell your bank you never authorized a subscription. This is covered under Regulation E (debit cards) or the Fair Credit Billing Act (credit cards).

4. 4

   Cancel at the source

   Search your email inbox for any confirmation from this merchant and cancel any linked account. Screenshot the cancellation confirmation.

5. 5

   Follow up in writing

   Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Frequently Asked Questions

What is "SPOTIFY USA NEW YORK NY" on my bank statement?

While Spotify is legitimate, this descriptor appears in cases of unauthorized charges, often after cancellation attempts or due to compromised card details.

Is "SPOTIFY USA NEW YORK NY" a scam?

Yes. "SPOTIFY USA NEW YORK NY" is classified as a Unauthorized Spotify subscription with a threat level of 75/100 in the TitanAlert database. It has been reported by 1 consumer and is considered medium-high severity.

How much does "SPOTIFY USA NEW YORK NY" typically charge?

The typical charge amount for "SPOTIFY USA NEW YORK NY" is $9.99. However, amounts may vary. Always check your full statement history for multiple charges.

How do I stop "SPOTIFY USA NEW YORK NY" from charging me again?

To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported SPOTIFY USA NEW YORK NY?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.