Bank Statement Descriptor

SILVER ROCKFraudulent Bank Statement Charge — Unauthorized Charges/Hidden Fees

MEDIUM-HIGH70/100
Typical Amount

$100.00

Community Reports

1

Scam Type

Unauthorized Charges/Hidden Fees

Last Reported

Yesterday

What is this charge?

Potential unauthorized charges or hidden fees associated with vehicle service contracts or similar services.

How much does SILVER ROCK charge?

The typical charge amount for "SILVER ROCK" is $100.00. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.

Is SILVER ROCK a scam?

"SILVER ROCK" is highly suspicious. Our database rates it 70/100 for fraud risk. Multiple consumers have reported unauthorized charges.

What to do if you see SILVER ROCK on your statement

  1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
  2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
  3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

  1. 1

    Gather evidence

    Take a screenshot of the charge on your statement showing "SILVER ROCK", the date, and amount. Save it as a PDF if possible.

  2. 2

    Contact your bank immediately

    Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

  3. 3

    Use dispute reason: "Unauthorized recurring charge"

    Tell your bank you never authorized a subscription. This is covered under Regulation E (debit cards) or the Fair Credit Billing Act (credit cards).

  4. 4

    Cancel at the source

    Search your email inbox for any confirmation from this merchant and cancel any linked account. Screenshot the cancellation confirmation.

  5. 5

    Follow up in writing

    Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Frequently Asked Questions

What is "SILVER ROCK" on my bank statement?
Potential unauthorized charges or hidden fees associated with vehicle service contracts or similar services.
Is "SILVER ROCK" a scam?
Yes. "SILVER ROCK" is classified as a Unauthorized Charges/Hidden Fees with a threat level of 70/100 in the TitanAlert database. It has been reported by 1 consumer and is considered medium-high severity.
How much does "SILVER ROCK" typically charge?
The typical charge amount for "SILVER ROCK" is $100.00. However, amounts may vary. Always check your full statement history for multiple charges.
How do I stop "SILVER ROCK" from charging me again?
To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported SILVER ROCK?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Were you charged by SILVER ROCK?

Your report helps protect other consumers. Share your experience — amount, date, and resolution.

Report This Charge

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