Bank Statement Descriptor
Saving Pays ClubFraudulent Bank Statement Charge — Unauthorized discount club membership
$49.95 - $99.95 initial, $14.00 - $19.95 monthly
1
Unauthorized discount club membership
Today
What is this charge?
Consumers were enrolled in this discount club without authorization, incurring initial fees and recurring monthly charges on their bank statements. Also known as Ultimate Platinum.
How much does Saving Pays Club charge?
The typical charge amount for "Saving Pays Club" is $49.95 - $99.95 initial, $14.00 - $19.95 monthly. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.
Is Saving Pays Club a scam?
Yes, "Saving Pays Club" is almost certainly fraudulent. With a threat level of 90/100, this charge has been confirmed as a scam by multiple consumer reports.
What to do if you see Saving Pays Club on your statement
- Freeze your card immediately — Contact your bank to block further unauthorized charges.
- Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
- File an FTC report — Report at reportfraud.ftc.gov to create an official record.
Do NOT pay this charge
If you see Saving Pays Club on your statement and did not authorize it, contact your bank immediately to dispute it. Do not attempt to contact the merchant directly.
How to Dispute This Charge
- 1
Gather evidence
Take a screenshot of the charge on your statement showing "Saving Pays Club", the date, and amount. Save it as a PDF if possible.
- 2
Contact your bank immediately
Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.
- 3
Use dispute reason: "Unauthorized charge"
State clearly that you did not authorize this charge and have no relationship with this merchant.
- 4
File a complaint with the CFPB
Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.
- 5
Follow up in writing
Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.
Frequently Asked Questions
- What is "Saving Pays Club" on my bank statement?
- Consumers were enrolled in this discount club without authorization, incurring initial fees and recurring monthly charges on their bank statements. Also known as Ultimate Platinum.
- Is "Saving Pays Club" a scam?
- Yes. "Saving Pays Club" is classified as a Unauthorized discount club membership with a threat level of 90/100 in the TitanAlert database. It has been reported by 1 consumer and is considered critical severity.
- How much does "Saving Pays Club" typically charge?
- The typical charge amount for "Saving Pays Club" is $49.95 - $99.95 initial, $14.00 - $19.95 monthly. However, amounts may vary. Always check your full statement history for multiple charges.
- How do I stop "Saving Pays Club" from charging me again?
- To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.
How many people have reported Saving Pays Club?
1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.
Were you charged by Saving Pays Club?
Your report helps protect other consumers. Share your experience — amount, date, and resolution.
Related Fraudulent Descriptors
Other unauthorized discount club membership descriptors in our database
APPLE.COMBILL,IE
⚠️Unauthorized charges, fraudulent transactions
A highly suspicious descriptor, likely a spoofed version of "apple.com/bill", used for fraudulent transactions with immediate deductions and no purchase confirmation.
DIVORCE PDF
⚠️Unauthorized charge with changing descriptor
A descriptor used for unauthorized charges, potentially after an initial low-cost service, making it difficult for users to identify the source of the charges.
GOOGLE *GOOGLE STORE G.CO/HELPPAY# NS
⚠️Fraudulent charge/Unauthorized use of card details
A large fraudulent charge of $918.65 CAD with the descriptor "GOOGLE *GOOGLE STORE G.CO/HELPPAY# NS" indicates a significant unauthorized transaction, likely due to compromised card details being used for fraudulent purchases.