Bank Statement Descriptor
READERS CLUBFraudulent Bank Statement Charge — Hidden book/magazine club subscription
$12.50
1
Hidden book/magazine club subscription
Today
What is this charge?
A vague descriptor for an unwanted 'readers club' or digital magazine subscription, often initiated through misleading offers.
How much does READERS CLUB charge?
The typical charge amount for "READERS CLUB" is $12.50. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.
Is READERS CLUB a scam?
"READERS CLUB" is highly suspicious. Our database rates it 70/100 for fraud risk. Multiple consumers have reported unauthorized charges.
What to do if you see READERS CLUB on your statement
- Freeze your card immediately — Contact your bank to block further unauthorized charges.
- Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
- File an FTC report — Report at reportfraud.ftc.gov to create an official record.
Do NOT pay this charge
If you see READERS CLUB on your statement and did not authorize it, contact your bank immediately to dispute it. Do not attempt to contact the merchant directly.
How to Dispute This Charge
- 1
Gather evidence
Take a screenshot of the charge on your statement showing "READERS CLUB", the date, and amount. Save it as a PDF if possible.
- 2
Contact your bank immediately
Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.
- 3
Use dispute reason: "Unauthorized recurring charge"
Tell your bank you never authorized a subscription. This is covered under Regulation E (debit cards) or the Fair Credit Billing Act (credit cards).
- 4
Cancel at the source
Search your email inbox for any confirmation from this merchant and cancel any linked account. Screenshot the cancellation confirmation.
- 5
Follow up in writing
Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.
Frequently Asked Questions
- What is "READERS CLUB" on my bank statement?
- A vague descriptor for an unwanted 'readers club' or digital magazine subscription, often initiated through misleading offers.
- Is "READERS CLUB" a scam?
- Yes. "READERS CLUB" is classified as a Hidden book/magazine club subscription with a threat level of 70/100 in the TitanAlert database. It has been reported by 1 consumer and is considered medium-high severity.
- How much does "READERS CLUB" typically charge?
- The typical charge amount for "READERS CLUB" is $12.50. However, amounts may vary. Always check your full statement history for multiple charges.
- How do I stop "READERS CLUB" from charging me again?
- To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.
How many people have reported READERS CLUB?
1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.
Were you charged by READERS CLUB?
Your report helps protect other consumers. Share your experience — amount, date, and resolution.
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