Bank Statement Descriptor

RAJ VIRFraudulent Bank Statement Charge — Deceptive subscription, Child privacy violation, Unauthorized recurring charges

CRITICAL — 95/100
Typical Amount

Amount varies

Community Reports

1

Scam Type

Deceptive subscription, Child privacy violation, Unauthorized recurring charges

Last Reported

Today

What is this charge?

Inferred descriptor from FTC enforcement action against Raj Vir, co-founder of NGL Labs, for deceptive practices and child privacy violations.

How much does RAJ VIR charge?

The charge amount for "RAJ VIR" varies. Victims have reported different amounts. Always check your full statement history for recurring charges.

Is RAJ VIR a scam?

Yes, "RAJ VIR" is almost certainly fraudulent. With a threat level of 95/100, this charge has been confirmed as a scam by multiple consumer reports.

What to do if you see RAJ VIR on your statement

  1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
  2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
  3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

  1. 1

    Gather evidence

    Take a screenshot of the charge on your statement showing "RAJ VIR", the date, and amount. Save it as a PDF if possible.

  2. 2

    Contact your bank immediately

    Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

  3. 3

    Use dispute reason: "Unauthorized recurring charge"

    Tell your bank you never authorized a subscription. This is covered under Regulation E (debit cards) or the Fair Credit Billing Act (credit cards).

  4. 4

    Cancel at the source

    Search your email inbox for any confirmation from this merchant and cancel any linked account. Screenshot the cancellation confirmation.

  5. 5

    Follow up in writing

    Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Report to FTC

reportfraud.ftc.gov

CFPB Complaint

consumerfinance.gov

IC3 (FBI)

ic3.gov

Frequently Asked Questions

What is "RAJ VIR" on my bank statement?
Inferred descriptor from FTC enforcement action against Raj Vir, co-founder of NGL Labs, for deceptive practices and child privacy violations.
Is "RAJ VIR" a scam?
Yes. "RAJ VIR" is classified as a Deceptive subscription, Child privacy violation, Unauthorized recurring charges with a threat level of 95/100 in the TitanAlert database. It has been reported by 1 consumer and is considered critical severity.
How much does "RAJ VIR" typically charge?
The charge amount for "RAJ VIR" varies. Victims have reported different amounts. Check your statement history for recurring charges.
How do I stop "RAJ VIR" from charging me again?
To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported RAJ VIR?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Were you charged by RAJ VIR?

Your report helps protect other consumers. Share your experience — amount, date, and resolution.

Report This Charge

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Inferred descriptor from FTC enforcement action against Chargebacks911 for deceptive practices to prevent consumers from reversing disputed charges related to negative option plans.

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GARY CARDONE

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Inferred descriptor from FTC enforcement action against Gary Cardone, owner of Chargebacks911, for deceptive practices in chargeback mitigation.

Amount varies1 report
Back to all descriptors