Bank Statement Descriptor
Quik LendFraudulent Bank Statement Charge — Predatory lending practices
Amount varies
1
Predatory lending practices
Today
What is this charge?
One of the names used by QC Holdings, associated with many complaints about unfair business practices.
How much does Quik Lend charge?
The charge amount for "Quik Lend" varies. Victims have reported different amounts. Always check your full statement history for recurring charges.
Is Quik Lend a scam?
"Quik Lend" is highly suspicious. Our database rates it 70/100 for fraud risk. Multiple consumers have reported unauthorized charges.
What to do if you see Quik Lend on your statement
- Freeze your card immediately — Contact your bank to block further unauthorized charges.
- Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
- File an FTC report — Report at reportfraud.ftc.gov to create an official record.
Do NOT pay this charge
If you see Quik Lend on your statement and did not authorize it, contact your bank immediately to dispute it. Do not attempt to contact the merchant directly.
How to Dispute This Charge
- 1
Gather evidence
Take a screenshot of the charge on your statement showing "Quik Lend", the date, and amount. Save it as a PDF if possible.
- 2
Contact your bank immediately
Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.
- 3
Use dispute reason: "Unauthorized charge"
State clearly that you did not authorize this charge and have no relationship with this merchant.
- 4
File a complaint with the CFPB
Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.
- 5
Follow up in writing
Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.
Frequently Asked Questions
- What is "Quik Lend" on my bank statement?
- One of the names used by QC Holdings, associated with many complaints about unfair business practices.
- Is "Quik Lend" a scam?
- Yes. "Quik Lend" is classified as a Predatory lending practices with a threat level of 70/100 in the TitanAlert database. It has been reported by 1 consumer and is considered medium-high severity.
- How much does "Quik Lend" typically charge?
- The charge amount for "Quik Lend" varies. Victims have reported different amounts. Check your statement history for recurring charges.
- How do I stop "Quik Lend" from charging me again?
- To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.
How many people have reported Quik Lend?
1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.
Were you charged by Quik Lend?
Your report helps protect other consumers. Share your experience — amount, date, and resolution.
Related Fraudulent Descriptors
Other predatory lending practices descriptors in our database
LoanMart
⚠️Predatory Lending / Vehicle Repossession
LoanMart is accused of predatory lending practices, including illegally repossessing vehicles and providing poor customer service.
CREDITNINJA
⚠️Unauthorized Deductions / Predatory Lending
A user reported CreditNinja making unauthorized $20 deductions from their account, totaling $140, despite a loan of $800.
HOME EQUITY SVCS
⚠️Predatory Home Equity Scam
A charge associated with predatory lending practices or a scam targeting homeowners' equity.