Bank Statement Descriptor

PVER3.USFraudulent Bank Statement Charge — Hidden subscription trap / Fake credit report

HIGH — 80/100
Typical Amount

$39.95

Community Reports

1

Scam Type

Hidden subscription trap / Fake credit report

Last Reported

Today

What is this charge?

Recurring charges for a 'free' credit report from a company called credique.com. Users report difficulty cancelling and getting refunds.

How much does PVER3.US charge?

The typical charge amount for "PVER3.US" is $39.95. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.

Is PVER3.US a scam?

"PVER3.US" is highly suspicious. Our database rates it 80/100 for fraud risk. Multiple consumers have reported unauthorized charges.

What to do if you see PVER3.US on your statement

  1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
  2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
  3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

  1. 1

    Gather evidence

    Take a screenshot of the charge on your statement showing "PVER3.US", the date, and amount. Save it as a PDF if possible.

  2. 2

    Contact your bank immediately

    Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

  3. 3

    Use dispute reason: "Unauthorized recurring charge"

    Tell your bank you never authorized a subscription. This is covered under Regulation E (debit cards) or the Fair Credit Billing Act (credit cards).

  4. 4

    Cancel at the source

    Search your email inbox for any confirmation from this merchant and cancel any linked account. Screenshot the cancellation confirmation.

  5. 5

    Follow up in writing

    Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Report to FTC

reportfraud.ftc.gov

CFPB Complaint

consumerfinance.gov

IC3 (FBI)

ic3.gov

Frequently Asked Questions

What is "PVER3.US" on my bank statement?
Recurring charges for a 'free' credit report from a company called credique.com. Users report difficulty cancelling and getting refunds.
Is "PVER3.US" a scam?
Yes. "PVER3.US" is classified as a Hidden subscription trap / Fake credit report with a threat level of 80/100 in the TitanAlert database. It has been reported by 1 consumer and is considered high severity.
How much does "PVER3.US" typically charge?
The typical charge amount for "PVER3.US" is $39.95. However, amounts may vary. Always check your full statement history for multiple charges.
How do I stop "PVER3.US" from charging me again?
To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported PVER3.US?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Were you charged by PVER3.US?

Your report helps protect other consumers. Share your experience — amount, date, and resolution.

Report This Charge

Related Fraudulent Descriptors

Other hidden subscription trap / fake credit report descriptors in our database

Cardprotect

🔄Hidden subscription trap / Fraudulent charges

CRITICAL

After a purchase from 'Vern', multiple unauthorized charges appear on the bank statement from various related entities like 'Vernier', 'Venstore', 'Cardprotect', and 'Retrycure'.

Amount varies1 report

BESTPDF

🔄Hidden subscription trap

CRITICAL

Users are charged recurring monthly fees (e.g., £39, €39.95, $40, $45, $56) after an initial low-cost payment (e.g., £2, $0.5, $1) for a one-time service, with reports of refusal to refund and difficulty in cancellation.

$39-$561 report

KP COMMERCE

🔄Unauthorized continuity plan, Hidden subscription trap

CRITICAL

Inferred descriptor from FTC enforcement action against KP Commerce, LLC for unauthorized continuity plans for CBD and Keto-related products.

Amount varies1 report
Back to all descriptors