Yes. "POS PAY" is classified as a Unknown/Obscure merchant charge with a threat level of 60/100. It has been reported by 1 consumer in the TitanAlert database.

How do I dispute a "POS PAY" charge?

Contact your bank immediately and request a chargeback. Provide evidence of the unauthorized charge and use the dispute reason "Unauthorized charge" or "Fraud". File a report with the FTC at reportfraud.ftc.gov.

Bank Statement Descriptor

POS PAYFraudulent Bank Statement Charge — Unknown/Obscure merchant charge

Q: How much does "POS PAY" charge?

The typical charge amount for "POS PAY" is $114. Check your full statement history for multiple or recurring charges.

MEDIUM — 60/100

Typical Amount

$114

Community Reports

Scam Type

Unknown/Obscure merchant charge

Last Reported

3 days ago

What is this charge?

A charge from an unknown merchant labeled "POS PAY" that the cardholder does not recognize and cannot trace.

How much does POS PAY charge?

The typical charge amount for "POS PAY" is $114. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.

Is POS PAY a scam?

"POS PAY" has been reported as potentially fraudulent. The threat level of 60/100 indicates significant risk. Proceed with caution.

What to do if you see POS PAY on your statement

Freeze your card immediately — Contact your bank to block further unauthorized charges.
Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
File an FTC report — Report at reportfraud.ftc.gov to create an official record.

Do NOT pay this charge

If you see POS PAY on your statement and did not authorize it, contact your bank immediately to dispute it. Do not attempt to contact the merchant directly.

How to Dispute This Charge

1
Gather evidence
Take a screenshot of the charge on your statement showing "POS PAY", the date, and amount. Save it as a PDF if possible.
2
Contact your bank immediately
Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.
3
Use dispute reason: "Unauthorized charge"
State clearly that you did not authorize this charge and have no relationship with this merchant.
4
File a complaint with the CFPB
Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.
5
Follow up in writing
Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Report to FTC

reportfraud.ftc.gov

CFPB Complaint

consumerfinance.gov

IC3 (FBI)

ic3.gov

Frequently Asked Questions

What is "POS PAY" on my bank statement?: A charge from an unknown merchant labeled "POS PAY" that the cardholder does not recognize and cannot trace.
Is "POS PAY" a scam?: Yes. "POS PAY" is classified as a Unknown/Obscure merchant charge with a threat level of 60/100 in the TitanAlert database. It has been reported by 1 consumer and is considered medium severity.
How much does "POS PAY" typically charge?: The typical charge amount for "POS PAY" is $114. However, amounts may vary. Always check your full statement history for multiple charges.
How do I stop "POS PAY" from charging me again?: To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported POS PAY?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Were you charged by POS PAY?

Your report helps protect other consumers. Share your experience — amount, date, and resolution.

Report This Charge

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