Bank Statement Descriptor

PAYPAL *SERVICEFraudulent Bank Statement Charge — Hidden subscription/Unrecognized charge

LOW — 55/100
Typical Amount

Amount varies

Community Reports

1

Scam Type

Hidden subscription/Unrecognized charge

Last Reported

Yesterday

What is this charge?

A descriptor for third-party subscriptions billed via PayPal, often difficult to trace back to the original merchant.

How much does PAYPAL *SERVICE charge?

The charge amount for "PAYPAL *SERVICE" varies. Victims have reported different amounts. Always check your full statement history for recurring charges.

Is PAYPAL *SERVICE a scam?

"PAYPAL *SERVICE" has been reported as potentially fraudulent. The threat level of 55/100 indicates significant risk. Proceed with caution.

What to do if you see PAYPAL *SERVICE on your statement

  1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
  2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
  3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

  1. 1

    Gather evidence

    Take a screenshot of the charge on your statement showing "PAYPAL *SERVICE", the date, and amount. Save it as a PDF if possible.

  2. 2

    Contact your bank immediately

    Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

  3. 3

    Use dispute reason: "Unauthorized recurring charge"

    Tell your bank you never authorized a subscription. This is covered under Regulation E (debit cards) or the Fair Credit Billing Act (credit cards).

  4. 4

    Cancel at the source

    Search your email inbox for any confirmation from this merchant and cancel any linked account. Screenshot the cancellation confirmation.

  5. 5

    Follow up in writing

    Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Report to FTC

reportfraud.ftc.gov

CFPB Complaint

consumerfinance.gov

IC3 (FBI)

ic3.gov

Frequently Asked Questions

What is "PAYPAL *SERVICE" on my bank statement?
A descriptor for third-party subscriptions billed via PayPal, often difficult to trace back to the original merchant.
Is "PAYPAL *SERVICE" a scam?
Yes. "PAYPAL *SERVICE" is classified as a Hidden subscription/Unrecognized charge with a threat level of 55/100 in the TitanAlert database. It has been reported by 1 consumer and is considered low severity.
How much does "PAYPAL *SERVICE" typically charge?
The charge amount for "PAYPAL *SERVICE" varies. Victims have reported different amounts. Check your statement history for recurring charges.
How do I stop "PAYPAL *SERVICE" from charging me again?
To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported PAYPAL *SERVICE?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Were you charged by PAYPAL *SERVICE?

Your report helps protect other consumers. Share your experience — amount, date, and resolution.

Report This Charge

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