NINJA FINANCEFraudulent Bank Statement Charge — Predatory lending, high-interest loans, unauthorized charges, hidden fees, subscription services, account maintenance fees, post-dismissal charges

What to do if you see NINJA FINANCE on your statement

1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

1. 1

   Gather evidence

   Take a screenshot of the charge on your statement showing "NINJA FINANCE", the date, and amount. Save it as a PDF if possible.

2. 2

   Contact your bank immediately

   Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

3. 3

   Use dispute reason: "Unauthorized recurring charge"

   Tell your bank you never authorized a subscription. This is covered under Regulation E (debit cards) or the Fair Credit Billing Act (credit cards).

4. 4

   Cancel at the source

   Search your email inbox for any confirmation from this merchant and cancel any linked account. Screenshot the cancellation confirmation.

5. 5

   Follow up in writing

   Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Frequently Asked Questions

What is "NINJA FINANCE" on my bank statement?

CreditNinja is associated with predatory lending practices, including extremely high-interest rates (over 200-500% APR), hidden fees, and unauthorized recurring charges for loan repayments and alleged subscription services. Consumers report difficulty in managing payments and canceling services.

Is "NINJA FINANCE" a scam?

Yes. "NINJA FINANCE" is classified as a Predatory lending, high-interest loans, unauthorized charges, hidden fees, subscription services, account maintenance fees, post-dismissal charges with a threat level of 85/100 in the TitanAlert database. It has been reported by 1 consumer and is considered high severity.

How much does "NINJA FINANCE" typically charge?

The typical charge amount for "NINJA FINANCE" is $140,. However, amounts may vary. Always check your full statement history for multiple charges.

How do I stop "NINJA FINANCE" from charging me again?

To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported NINJA FINANCE?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.