Bank Statement Descriptor
MORTGAGE CONSULTFraudulent Bank Statement Charge — Deceptive Mortgage Consultation
$300.00
1
Deceptive Mortgage Consultation
2 days ago
What is this charge?
A charge for a mortgage consultation that is misleading or part of a larger scam to extract personal information or money.
How much does MORTGAGE CONSULT charge?
The typical charge amount for "MORTGAGE CONSULT" is $300.00. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.
Is MORTGAGE CONSULT a scam?
"MORTGAGE CONSULT" is highly suspicious. Our database rates it 73/100 for fraud risk. Multiple consumers have reported unauthorized charges.
What to do if you see MORTGAGE CONSULT on your statement
- Freeze your card immediately — Contact your bank to block further unauthorized charges.
- Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
- File an FTC report — Report at reportfraud.ftc.gov to create an official record.
Do NOT pay this charge
If you see MORTGAGE CONSULT on your statement and did not authorize it, contact your bank immediately to dispute it. Do not attempt to contact the merchant directly.
How to Dispute This Charge
- 1
Gather evidence
Take a screenshot of the charge on your statement showing "MORTGAGE CONSULT", the date, and amount. Save it as a PDF if possible.
- 2
Contact your bank immediately
Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.
- 3
Use dispute reason: "Unauthorized charge"
State clearly that you did not authorize this charge and have no relationship with this merchant.
- 4
File a complaint with the CFPB
Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.
- 5
Follow up in writing
Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.
Frequently Asked Questions
- What is "MORTGAGE CONSULT" on my bank statement?
- A charge for a mortgage consultation that is misleading or part of a larger scam to extract personal information or money.
- Is "MORTGAGE CONSULT" a scam?
- Yes. "MORTGAGE CONSULT" is classified as a Deceptive Mortgage Consultation with a threat level of 73/100 in the TitanAlert database. It has been reported by 1 consumer and is considered medium-high severity.
- How much does "MORTGAGE CONSULT" typically charge?
- The typical charge amount for "MORTGAGE CONSULT" is $300.00. However, amounts may vary. Always check your full statement history for multiple charges.
- How do I stop "MORTGAGE CONSULT" from charging me again?
- To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.
How many people have reported MORTGAGE CONSULT?
1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.
Were you charged by MORTGAGE CONSULT?
Your report helps protect other consumers. Share your experience — amount, date, and resolution.
Related Fraudulent Descriptors
Other deceptive mortgage consultation descriptors in our database
CHARGEBACKS911
⚠️Deceptive chargeback mitigation, Negative option plans
Inferred descriptor from FTC enforcement action against Chargebacks911 for deceptive practices to prevent consumers from reversing disputed charges related to negative option plans.
GARY CARDONE
⚠️Deceptive chargeback mitigation, Negative option plans
Inferred descriptor from FTC enforcement action against Gary Cardone, owner of Chargebacks911, for deceptive practices in chargeback mitigation.
ANALYTICS PRO
🔄Deceptive analytics service subscription
A high-value recurring charge for a 'professional analytics' service that was never authorized or provides no real value.