Bank Statement Descriptor

merchant invoice totalFraudulent Bank Statement Charge — Unexplained seller charges

MEDIUM-HIGH — 70/100
Typical Amount

Amount varies

Community Reports

1

Scam Type

Unexplained seller charges

Last Reported

Yesterday

What is this charge?

Mysterious charges appearing on Amazon seller accounts with no clear explanation.

How much does merchant invoice total charge?

The charge amount for "merchant invoice total" varies. Victims have reported different amounts. Always check your full statement history for recurring charges.

Is merchant invoice total a scam?

"merchant invoice total" is highly suspicious. Our database rates it 70/100 for fraud risk. Multiple consumers have reported unauthorized charges.

What to do if you see merchant invoice total on your statement

  1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
  2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
  3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

  1. 1

    Gather evidence

    Take a screenshot of the charge on your statement showing "merchant invoice total", the date, and amount. Save it as a PDF if possible.

  2. 2

    Contact your bank immediately

    Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

  3. 3

    Use dispute reason: "Unauthorized charge"

    State clearly that you did not authorize this charge and have no relationship with this merchant.

  4. 4

    File a complaint with the CFPB

    Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.

  5. 5

    Follow up in writing

    Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Report to FTC

reportfraud.ftc.gov

CFPB Complaint

consumerfinance.gov

IC3 (FBI)

ic3.gov

Frequently Asked Questions

What is "merchant invoice total" on my bank statement?
Mysterious charges appearing on Amazon seller accounts with no clear explanation.
Is "merchant invoice total" a scam?
Yes. "merchant invoice total" is classified as a Unexplained seller charges with a threat level of 70/100 in the TitanAlert database. It has been reported by 1 consumer and is considered medium-high severity.
How much does "merchant invoice total" typically charge?
The charge amount for "merchant invoice total" varies. Victims have reported different amounts. Check your statement history for recurring charges.
How do I stop "merchant invoice total" from charging me again?
To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported merchant invoice total?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Were you charged by merchant invoice total?

Your report helps protect other consumers. Share your experience — amount, date, and resolution.

Report This Charge

Related Fraudulent Descriptors

Other unexplained seller charges descriptors in our database

OTHER

⚠️Unexplained charges

HIGH

Generic descriptor for charges with no description, often associated with fraudulent activity on Amazon seller accounts.

Amount varies1 report
Back to all descriptors