Bank Statement Descriptor

MATTHEW ROSAFraudulent Bank Statement Charge — Investment scam, Multi-level marketing, Negative option billing

CRITICAL — 98/100
Typical Amount

Amount varies

Community Reports

1

Scam Type

Investment scam, Multi-level marketing, Negative option billing

Last Reported

Today

What is this charge?

Inferred descriptor from FTC enforcement action against Matthew Rosa for false earning claims and negative option billing.

How much does MATTHEW ROSA charge?

The charge amount for "MATTHEW ROSA" varies. Victims have reported different amounts. Always check your full statement history for recurring charges.

Is MATTHEW ROSA a scam?

Yes, "MATTHEW ROSA" is almost certainly fraudulent. With a threat level of 98/100, this charge has been confirmed as a scam by multiple consumer reports.

What to do if you see MATTHEW ROSA on your statement

  1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
  2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
  3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

  1. 1

    Gather evidence

    Take a screenshot of the charge on your statement showing "MATTHEW ROSA", the date, and amount. Save it as a PDF if possible.

  2. 2

    Contact your bank immediately

    Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

  3. 3

    Use dispute reason: "Unauthorized charge"

    State clearly that you did not authorize this charge and have no relationship with this merchant.

  4. 4

    File a complaint with the CFPB

    Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.

  5. 5

    Follow up in writing

    Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Report to FTC

reportfraud.ftc.gov

CFPB Complaint

consumerfinance.gov

IC3 (FBI)

ic3.gov

Frequently Asked Questions

What is "MATTHEW ROSA" on my bank statement?
Inferred descriptor from FTC enforcement action against Matthew Rosa for false earning claims and negative option billing.
Is "MATTHEW ROSA" a scam?
Yes. "MATTHEW ROSA" is classified as a Investment scam, Multi-level marketing, Negative option billing with a threat level of 98/100 in the TitanAlert database. It has been reported by 1 consumer and is considered critical severity.
How much does "MATTHEW ROSA" typically charge?
The charge amount for "MATTHEW ROSA" varies. Victims have reported different amounts. Check your statement history for recurring charges.
How do I stop "MATTHEW ROSA" from charging me again?
To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported MATTHEW ROSA?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Were you charged by MATTHEW ROSA?

Your report helps protect other consumers. Share your experience — amount, date, and resolution.

Report This Charge

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IM ACADEMY

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Inferred descriptor from FTC enforcement action against IM Academy, an alias for IM Mastery Academy, for false earning claims and negative option billing.

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IM MASTERY ACADEMY

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Inferred descriptor from FTC enforcement action against IM Mastery Academy for false earning claims and negative option billing.

Amount varies1 report
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