Bank Statement Descriptor

HOME SERVICE WARR.Fraudulent Bank Statement Charge — Fake Home Warranty

MEDIUM-HIGH — 75/100
Typical Amount

$189.00

Community Reports

1

Scam Type

Fake Home Warranty

Last Reported

2 days ago

What is this charge?

Initial charge for a fake home warranty service, often followed by recurring unauthorized charges.

How much does HOME SERVICE WARR. charge?

The typical charge amount for "HOME SERVICE WARR." is $189.00. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.

Is HOME SERVICE WARR. a scam?

"HOME SERVICE WARR." is highly suspicious. Our database rates it 75/100 for fraud risk. Multiple consumers have reported unauthorized charges.

What to do if you see HOME SERVICE WARR. on your statement

  1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
  2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
  3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

  1. 1

    Gather evidence

    Take a screenshot of the charge on your statement showing "HOME SERVICE WARR.", the date, and amount. Save it as a PDF if possible.

  2. 2

    Contact your bank immediately

    Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

  3. 3

    Use dispute reason: "Unauthorized charge"

    State clearly that you did not authorize this charge and have no relationship with this merchant.

  4. 4

    File a complaint with the CFPB

    Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.

  5. 5

    Follow up in writing

    Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Report to FTC

reportfraud.ftc.gov

CFPB Complaint

consumerfinance.gov

IC3 (FBI)

ic3.gov

Frequently Asked Questions

What is "HOME SERVICE WARR." on my bank statement?
Initial charge for a fake home warranty service, often followed by recurring unauthorized charges.
Is "HOME SERVICE WARR." a scam?
Yes. "HOME SERVICE WARR." is classified as a Fake Home Warranty with a threat level of 75/100 in the TitanAlert database. It has been reported by 1 consumer and is considered medium-high severity.
How much does "HOME SERVICE WARR." typically charge?
The typical charge amount for "HOME SERVICE WARR." is $189.00. However, amounts may vary. Always check your full statement history for multiple charges.
How do I stop "HOME SERVICE WARR." from charging me again?
To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported HOME SERVICE WARR.?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Were you charged by HOME SERVICE WARR.?

Your report helps protect other consumers. Share your experience — amount, date, and resolution.

Report This Charge

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