Bank Statement Descriptor

ASSURANT PHONE INSFraudulent Bank Statement Charge — Unauthorized Phone Insurance

MEDIUM-HIGH70/100
Typical Amount

$15.00

Community Reports

1

Scam Type

Unauthorized Phone Insurance

Last Reported

Yesterday

What is this charge?

Charges for phone insurance from Assurant that consumers claim were added without consent or are difficult to cancel.

How much does ASSURANT PHONE INS charge?

The typical charge amount for "ASSURANT PHONE INS" is $15.00. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.

Is ASSURANT PHONE INS a scam?

"ASSURANT PHONE INS" is highly suspicious. Our database rates it 70/100 for fraud risk. Multiple consumers have reported unauthorized charges.

What to do if you see ASSURANT PHONE INS on your statement

  1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
  2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
  3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

  1. 1

    Gather evidence

    Take a screenshot of the charge on your statement showing "ASSURANT PHONE INS", the date, and amount. Save it as a PDF if possible.

  2. 2

    Contact your bank immediately

    Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

  3. 3

    Use dispute reason: "Unauthorized charge"

    State clearly that you did not authorize this charge and have no relationship with this merchant.

  4. 4

    File a complaint with the CFPB

    Submit at consumerfinance.gov/complaint — CFPB complaints are forwarded to your bank and require a formal response within 15 days.

  5. 5

    Follow up in writing

    Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Frequently Asked Questions

What is "ASSURANT PHONE INS" on my bank statement?
Charges for phone insurance from Assurant that consumers claim were added without consent or are difficult to cancel.
Is "ASSURANT PHONE INS" a scam?
Yes. "ASSURANT PHONE INS" is classified as a Unauthorized Phone Insurance with a threat level of 70/100 in the TitanAlert database. It has been reported by 1 consumer and is considered medium-high severity.
How much does "ASSURANT PHONE INS" typically charge?
The typical charge amount for "ASSURANT PHONE INS" is $15.00. However, amounts may vary. Always check your full statement history for multiple charges.
How do I stop "ASSURANT PHONE INS" from charging me again?
To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported ASSURANT PHONE INS?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.

Were you charged by ASSURANT PHONE INS?

Your report helps protect other consumers. Share your experience — amount, date, and resolution.

Report This Charge

Other unauthorized phone insurance descriptors in our database