Bank Statement Descriptor
Apple PayFraudulent Bank Statement Charge — Phishing scam leading to unauthorized charges
$143.95
1
Phishing scam leading to unauthorized charges
Today
What is this charge?
Phishing attempts claiming 'Apple Pay Pre Authorization' for unauthorized charges, often linked to suspicious sign-in requests.
How much does Apple Pay charge?
The typical charge amount for "Apple Pay" is $143.95. Victims have reported similar amounts. Check your full statement history for multiple or recurring charges.
Is Apple Pay a scam?
Yes, "Apple Pay" is almost certainly fraudulent. With a threat level of 90/100, this charge has been confirmed as a scam by multiple consumer reports.
What to do if you see Apple Pay on your statement
- Freeze your card immediately — Contact your bank to block further unauthorized charges.
- Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
- File an FTC report — Report at reportfraud.ftc.gov to create an official record.
Do NOT pay this charge
If you see Apple Pay on your statement and did not authorize it, contact your bank immediately to dispute it. Do not attempt to contact the merchant directly.
How to Dispute This Charge
- 1
Gather evidence
Take a screenshot of the charge on your statement showing "Apple Pay", the date, and amount. Save it as a PDF if possible.
- 2
Contact your bank immediately
Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.
- 3
Use dispute reason: "Fraudulent transaction"
Spoofed merchant charges are treated as fraud. Request a card replacement with a new number immediately.
- 4
Change your passwords and enable 2FA
If a spoofed charge appeared, your card details may be compromised. Change banking passwords and enable two-factor authentication.
- 5
Follow up in writing
Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.
Frequently Asked Questions
- What is "Apple Pay" on my bank statement?
- Phishing attempts claiming 'Apple Pay Pre Authorization' for unauthorized charges, often linked to suspicious sign-in requests.
- Is "Apple Pay" a scam?
- Yes. "Apple Pay" is classified as a Phishing scam leading to unauthorized charges with a threat level of 90/100 in the TitanAlert database. It has been reported by 1 consumer and is considered critical severity.
- How much does "Apple Pay" typically charge?
- The typical charge amount for "Apple Pay" is $143.95. However, amounts may vary. Always check your full statement history for multiple charges.
- How do I stop "Apple Pay" from charging me again?
- To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.
How many people have reported Apple Pay?
1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.
Were you charged by Apple Pay?
Your report helps protect other consumers. Share your experience — amount, date, and resolution.
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