ACTIVE ADVANTAGEFraudulent Bank Statement Charge — Hidden subscription trap

What to do if you see ACTIVE ADVANTAGE on your statement

1. Freeze your card immediately — Contact your bank to block further unauthorized charges.
2. Contact your bank — Call the number on the back of your card to initiate a dispute within 60 days.
3. File an FTC report — Report at reportfraud.ftc.gov to create an official record.

How to Dispute This Charge

1. 1

   Gather evidence

   Take a screenshot of the charge on your statement showing "ACTIVE ADVANTAGE", the date, and amount. Save it as a PDF if possible.

2. 2

   Contact your bank immediately

   Call the number on the back of your card or use your bank's app to initiate a dispute. Do this within 60 days of the charge date.

3. 3

   Use dispute reason: "Unauthorized recurring charge"

   Tell your bank you never authorized a subscription. This is covered under Regulation E (debit cards) or the Fair Credit Billing Act (credit cards).

4. 4

   Cancel at the source

   Search your email inbox for any confirmation from this merchant and cancel any linked account. Screenshot the cancellation confirmation.

5. 5

   Follow up in writing

   Send a certified letter to your bank within 10 days of the phone call to create a legal paper trail. Keep the tracking number.

Frequently Asked Questions

What is "ACTIVE ADVANTAGE" on my bank statement?

Users are unknowingly enrolled in an "ACTIVE Advantage" membership, often during event registrations, leading to recurring unauthorized charges that are difficult to cancel.

Is "ACTIVE ADVANTAGE" a scam?

Yes. "ACTIVE ADVANTAGE" is classified as a Hidden subscription trap with a threat level of 90/100 in the TitanAlert database. It has been reported by 1 consumer and is considered critical severity.

How much does "ACTIVE ADVANTAGE" typically charge?

The typical charge amount for "ACTIVE ADVANTAGE" is $99.95. However, amounts may vary. Always check your full statement history for multiple charges.

How do I stop "ACTIVE ADVANTAGE" from charging me again?

To stop future charges: (1) Contact your bank and request a new card number immediately, (2) Dispute all charges as unauthorized, (3) Search your email for any confirmation from this merchant and cancel any accounts, (4) File a complaint with the FTC at reportfraud.ftc.gov.

How many people have reported ACTIVE ADVANTAGE?

1 consumer has reported this charge in the TitanAlert database. This community data helps others identify fraudulent charges quickly.