Debt collection: Know your rights, avoid scams

March 10, 2026

The FTC warns consumers about scams and fraud. This page summarizes the official alert and links to reporting steps.

Summary (FTC)

Consumer Alert Debt collection: Know your rights, avoid scams BCP Staff February 11, 2026 If a debt collector calls, do you know what to do? You have rights. Debt collectors can’t harass, lie, or treat you unfairly — even if you owe the debt. Before you pay, confirm a debt is actually

Source: Federal Trade Commission

Read full alert on FTC.gov

How to report this type of fraud

  • File a report with the FTC at reportfraud.ftc.gov — this creates an official record and helps enforcement.
  • Complain to the CFPB at consumerfinance.gov/complaint for financial products and services.
  • Contact your state attorney general for state-level fraud and consumer protection.

Related scam types

This alert may relate to these categories in our database:

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