Debt collection: Know your rights, avoid scams
March 10, 2026
The FTC warns consumers about scams and fraud. This page summarizes the official alert and links to reporting steps.
Summary (FTC)
Consumer Alert Debt collection: Know your rights, avoid scams BCP Staff February 11, 2026 If a debt collector calls, do you know what to do? You have rights. Debt collectors can’t harass, lie, or treat you unfairly — even if you owe the debt. Before you pay, confirm a debt is actually
Source: Federal Trade Commission
How to report this type of fraud
- File a report with the FTC at reportfraud.ftc.gov — this creates an official record and helps enforcement.
- Complain to the CFPB at consumerfinance.gov/complaint for financial products and services.
- Contact your state attorney general for state-level fraud and consumer protection.
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